Know what your points are actually worth.

Add your cards once. Point2Fly tells you which card to swipe today, whether a redemption is actually worth booking, and which card deserves the next spot in your wallet.

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32programs priced
60cards tracked
0sponsored rankings
Chase Ultimate Rewards1.75¢per point
American Express Membership Rewards1.70¢per point
Capital One Miles1.65¢per point
Citi ThankYou Rewards1.70¢per point
Bilt Rewards1.80¢per point
Leading Hotels of the World (LHW)8.00¢per point
Accor Live Limitless (ALL)2.10¢per point
World of Hyatt1.65¢per point
American Airlines AAdvantage1.45¢per point
Avianca LifeMiles1.40¢per point
Alaska Airlines Atmos Rewards1.40¢per point
Air Canada Aeroplan1.40¢per point
ANA Mileage Club1.40¢per point
Virgin Atlantic Flying Club1.35¢per point
JetBlue TrueBlue1.35¢per point
Qantas Frequent Flyer1.30¢per point
Southwest Rapid Rewards1.25¢per point
Singapore Airlines KrisFlyer1.25¢per point
United MileagePlus1.25¢per point
British Airways Executive Club1.20¢per point
Air France/KLM Flying Blue1.20¢per point
Cathay Pacific Asia Miles1.20¢per point
Delta SkyMiles1.15¢per point
Emirates Skywards1.15¢per point
Etihad Guest1.15¢per point
TAP Air Portugal Miles&Go1.15¢per point
Turkish Airlines Miles&Smiles1.05¢per point
Marriott Bonvoy0.75¢per point
Wyndham Rewards0.70¢per point
Choice Privileges0.70¢per point
IHG One Rewards0.55¢per point
Hilton Honors0.40¢per point
Chase Ultimate Rewards1.75¢per point
American Express Membership Rewards1.70¢per point
Capital One Miles1.65¢per point
Citi ThankYou Rewards1.70¢per point
Bilt Rewards1.80¢per point
Leading Hotels of the World (LHW)8.00¢per point
Accor Live Limitless (ALL)2.10¢per point
World of Hyatt1.65¢per point
American Airlines AAdvantage1.45¢per point
Avianca LifeMiles1.40¢per point
Alaska Airlines Atmos Rewards1.40¢per point
Air Canada Aeroplan1.40¢per point
ANA Mileage Club1.40¢per point
Virgin Atlantic Flying Club1.35¢per point
JetBlue TrueBlue1.35¢per point
Qantas Frequent Flyer1.30¢per point
Southwest Rapid Rewards1.25¢per point
Singapore Airlines KrisFlyer1.25¢per point
United MileagePlus1.25¢per point
British Airways Executive Club1.20¢per point
Air France/KLM Flying Blue1.20¢per point
Cathay Pacific Asia Miles1.20¢per point
Delta SkyMiles1.15¢per point
Emirates Skywards1.15¢per point
Etihad Guest1.15¢per point
TAP Air Portugal Miles&Go1.15¢per point
Turkish Airlines Miles&Smiles1.05¢per point
Marriott Bonvoy0.75¢per point
Wyndham Rewards0.70¢per point
Choice Privileges0.70¢per point
IHG One Rewards0.55¢per point
Hilton Honors0.40¢per point
My Setup

One screen. Total clarity.

Add cards and balances once — no bank logins. My Setup turns the pile into one number you can trust, valued at honest house cents-per-point rates.

$0
Estimated wallet value
0
Total points & miles
0
Programs
0
Cards tracked
Every card, both sides

Flip a card. Know what it does.

Earn rates, transfer partners and real benefits for every card you hold — pulled from a verified research catalog, not the issuer's marketing page. Hover a card to flip it.

Sample wallet — 5 card currencies
$5,226
Estimated value at each currency's cents-per-point rate
Chase
Ultimate Rewards
Visa
84,320
Points
$1,476
Est. value
Sapphire Preferred · Freedom Unlimited · Freedom Flex
Transfers to
14 airline & hotel partners

5xpoints on Travel (Chase portal)
3xpoints on Dining
3xpoints on Streaming
$100 Hotel credit
American Express
Membership Rewards
Amex
112,500
Points
$1,913
Est. value
Platinum Card · Gold Card
Transfers to
20 airline & hotel partners

5xpoints on Flights booked direct
5xpoints on Prepaid hotels (Amex Travel)
1xpoints on All else
$600 Hotel credit$200 Airline credit$219 CLEAR Plus
Capital One
Miles
Visa
50,750
Points
$837
Est. value
Venture X
Transfers to
22 airline & hotel partners

10xpoints on Hotels & rentals via Capital One Travel
5xpoints on Flights via Capital One Travel
2xpoints on All other purchases
$300 Travel credit10,000 bonus pts/yr
Bilt
Rewards
Mastercard
22,100
Points
$398
Est. value
Bilt Blue
Transfers to
24 airline & hotel partners

3xpoints on Hotels (Bilt portal)
2xpoints on Airfare (Bilt portal)
1xpoints on Rent (no processing fee)
Rent rewards
Try it right here

Answers, not spreadsheets.

Two of the tools, running live on a demo wallet with the app's real math — no signup, no staged numbers.

Card Picker
About to pay — which card do you swipe?
Swipe this one
Gold Card4× Membership Rewards
6.8% back at house point values · runner-up: Sapphire Preferred (5.3%)
Demo wallet, 8 cards — with your wallet it answers about your cards, merchant included.
Spend Optimizer
Slide your monthly spending — watch the answer change.
Dining$400
Grocery$600
Gas$150
Streaming$40
Best first card for this spending
Strata Premier≈ +$617/yr
After its $95 annual fee · biggest win: 3× on grocery
Live math over the verified card catalog — nothing is sponsored. With a wallet loaded, it only recommends what beats the cards you already hold, net of fee.
House valuations

32 programs. One honest number each.

Every value is a straight average of four editorial sources, reviewed quarterly — never sponsored, never negotiated. Programs whose value genuinely depends on the redemption stay unpriced instead of guessed.

ProgramType¢ / point60k pts ≈
Leading Hotels of the World (LHW)
Hotel8.00
$4,800
Accor Live Limitless (ALL)
Hotel2.10
$1,260
World of Hyatt
Hotel1.65
$990
American Airlines AAdvantage
Airline1.45
$870
Avianca LifeMiles
Airline1.40
$840
Alaska Airlines Atmos Rewards
Airline1.40
$840
Air Canada Aeroplan
Airline1.40
$840
ANA Mileage Club
Airline1.40
$840
Virgin Atlantic Flying Club
Airline1.35
$810
JetBlue TrueBlue
Airline1.35
$810
Qantas Frequent Flyer
Airline1.30
$780
Southwest Rapid Rewards
Airline1.25
$750
Singapore Airlines KrisFlyer
Airline1.25
$750
United MileagePlus
Airline1.25
$750
British Airways Executive Club
Airline1.20
$720
Air France/KLM Flying Blue
Airline1.20
$720
Cathay Pacific Asia Miles
Airline1.20
$720
Delta SkyMiles
Airline1.15
$690
Emirates Skywards
Airline1.15
$690
Etihad Guest
Airline1.15
$690
TAP Air Portugal Miles&Go
Airline1.15
$690
Turkish Airlines Miles&Smiles
Airline1.05
$630
Marriott Bonvoy
Hotel0.75
$450
Wyndham Rewards
Hotel0.70
$420
Choice Privileges
Hotel0.70
$420
IHG One Rewards
Hotel0.55
$330
Hilton Honors
Hotel0.40
$240
Swipe the table sideways for all columns ↔

Plus the 5 transferable card currencies — Chase, American Express, Capital One, Citi, Bilt — valued the same way. Scroll the table for all 27airline & hotel programs.

Worth It?

Check a redemption before you book.

The award costs points, the flight costs cash. Enter both — get the cents-per-point you'd really be getting, rated against the program's house value.

Program
Points the award costs
Cash price of the same trip
Pick a program, the award's points and the cash price ↑

Stop guessing. Start flying.

Set up your wallet in under two minutes — no bank logins required.

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